get keys

How to buy a house – where to start?

How to buy a house There is nothing more exciting and terrifying than trying to buy your own house. Take things one step at a time, and you’ll find things aren’t as scary they originally seemed. Affordability Everybody is a tourist online when looking at homes. We’re all guilty of looking through a listing of

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finding houses

How to find houses under £100,000

Getting on the housing ladder can be a daunting task for many young people, and you may feel like everything is out of your price range. But there are lots of gorgeous properties for under £100,000, so with a bit of effort, you will be surprised at the house opportunities available. Relocate Increasing your search

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offers

Negotiating an offer – how low should you go?

When it comes to making an offer, the advice usually given is to, “offer 5 – 10% below the asking price”. This system is now very antiquated, and not relevant to the modern house negotiation. To negotiate professionally, you need to research the property to push the asking price in the right direction. So what

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Property Survey

Types of Property Survey

Types of Property Survey When buying a property, we strongly advise you to have a property survey carried out to protect your investment. If you are buying with a mortgage, your lender will insist on instructing a mortgage valuation. You also have the option of taking out a more detailed survey to help you assess the

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Down Value

How does a down-valuation affect my house purchase?

How does a down-valuation affect my house purchase? What is a mortgage down-valuation? Once an offer has been accepted, a chartered surveyor is instructed by the mortgage lender to find out if the purchase price you have agreed reasonable. A surveyor will take into account the following when valuing a property: look at evidence of

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Sell Quickly

How can I sell my home quickly?

Do you need some help to sell your home quickly? This can be a tricky task, but with a few simple tips, you will improve your chances of selling quickly. We’ve listed some things that will help speed up your house sale. Pick the best time to sell Spring and summer are usually the best

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Questions to ask your estate agent

Questions to ask your estate agent

Questions to ask your estate agent before instruction: Fees The majority of estate agents will charge a percentage of the property sale as their commission. This can be anything between 0.75% and 3%, although some agents may offer you a fixed fee. Aim to get a fee that is 1% + VAT for a sole

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